CAP Money Course

What is the CAP Money Course?

The CAP Money Course is a free course that will teach you budgeting skills and a simple, cash-based system that works. In just a few weeks, you will get to grips with your finances so you can budget, save and prevent debt. The CAP Money Course was devised by the award winning charity Christians Against Poverty, in 2008. More than 760 churches run the course for their communities, with over 6,000 people benefitting from it each year.

Is the CAP Money Course for me?

Whether you feel pretty organised or whether it's like a lucky dip every time you try to withdraw cash from your account, the CAP Money Course will help you take complete control of your finances. There are extra resources for those on low incomes, self-employed people, couples, families and those preparing for retirement - whoever you are, the CAP Money Course will be relevant to you.

Building a balance budget

Building a workable budget is vital in taking control of your money. It will help you see exactly what you are spending, how you could save money and prioritise your spending to include the things you really need or want to do.

The CAP Money system

The CAP money system will give you a practical way of sticking to your budget. The system uses three accounts, so you can make sure your money is going towards the things you planned for in your budget.

Using Cash

Using cash for your everyday living expenses is counter-cultural, but has many advantages. It's a powerful tool to enable you to stick to your weekly budget for food and living costs. After all - when it's gone, it's gone! Cash enables you to see exactly where you are with your money at all times and adds more value to what you buy.

CAP Money Plus

If you find that you can't afford your essential living costs or meet your contractual repayments on your debts, after starting the CAP Money Course then we can refer you to CAP Money Plus. CAP Money Plus will negotiate with your secondary creditors (Things like bank loans, credit cards or store cards) and give advice about any priority debts (Mortgage, rent, council tax, etc) to help you achieve a debt fee future.

Course Dates

To register your interest on the next course, please see below.